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The Decision Science platform for life and health insurers

The Montoux platform uses AI-driven optimizations leveraging a unique combination of data science and actuarial science to enable life and health insurers to make data-driven decisions.

Montoux enables optimized, data-driven decisions

Montoux enables optimized, data-driven decision making capability
Montoux AI enabled platform image

Montoux's modular platform supports the decision control cycle

Montoux supports the decision control cycleMontoux supports the decision control cycle

Pricing workbench module

Montoux’s pricing workbench module enables life and health insurers to price more efficiently and achieve better outcomes for shareholders and customers. Users can quickly analyze pricing scenarios in granular detail, understand price elasticities of products and determine optimal pricing strategies for new and in-force customers while maximizing sales or underlying value metrics.

Key Features

Montoux’s approach to data-driven decision making enhances the way insurers do business. Our powerful cloud-based platform enables insurers to:

  • Automate frequent pricing scenarios
  • Harness AI to truly determine optimal rate settings for both new business and in-force blocks
  • Easily visualize competitor pricing and relative market position
  • Quickly assess different pricing strategies and their impact
  • Better understand price-to-sales and price-to-lapse elasticities

See the pricing workbench module in action

LTCI wellness management module

LTCI carriers are actively investing in wellness and age-at-home initiatives - however, most carriers don't know which wellness initiatives to target at which policyholders.

Montoux believes that the LTCI industry needs to adopt a decision science approach to tackle this multi-billion dollar issue.

Competitor rates monitoring module

Montoux’s competitor rates monitoring module enables life insurers to understand market rates and analyze competitive position faster and easier than ever before.

Montoux’s competitor rates monitoring module enables life and health insurers to understand market rates and analyze competitive position faster and easier than ever before.

  • Create market segments to define the competitive landscape
  • Observe the market from a competitor’s viewpoint
  • Define target metrics - rank and premium-based
  • Compare premium and ranks dynamically across different date ranges

Features

Combined actuarial and data science

Montoux’s powerful AI optimization algorithms are purpose-built for life and health insurers.

Cloud-based, user friendly applications

Harness the power, scalability and security of the cloud. Rapidly run scenarios anywhere, anytime.

Integrated key data sources

Automatically integrate competitive and sales data directly into your actuarial analysis.

Rapid, detailed insights

Perform much more granular analysis in a fraction of the time you could before.

AWS partner network

Use Cases